The CPCDC proudly offers the following programs:

 

Business Development Services

The CPCDC provides assistance in the following areas of business:

  • Structuring the business
  • Conducting market research
  • Developing marketing strategies
  • Understanding general contracts
  • Creating a strategic plan Managing finances
  • Developing a business plan
  • Preparing a loan application
  • Business legal issues
  • Government contracting

Through individual consultation and/or workshop instruction, the CPCDC effectively teach its clients how to conduct market research, prepare a business plan, structure their business, gain financing, set up an accounting system and manage their employees.

 

Financial Education & Credit Counseling

The CPCDC is pleased to announce the opening of the Citizen Potawatomi Credit Counseling Service (CCCS).  We are here to help you conquer financial problems and improve your life! Counseling sessions and workshops provided by the CPCDC will leave you with the tools to tackle your finances with confidence.  The atmosphere is positive and non-judgmental and the solutions are practical and relevant.

This partnership provides credit consultation, debt management planning and impacts CPCDC clients in the following ways:

  • Creates a financial well-being
  • Enables the ability to establish banking relationships
  • Creates a more stable present and a more secure future
  • Creates the ability to make educated financial decisions

 

Asset Builders Matched Savings Program

The CPCDC helps participants accumulate the assets necessary for business start-up or expansion. This program encourages participants to save regularly, practice fiscal self-discipline and use sound budgeting practices. The CPCDC helps clients create an Individual Development Account (IDA) – a matched savings account designed to help families and individuals save for things that will help them build their futures.  Participants earn a “savings match” of 2:1 by saving their own hard-earned dollars and attending monthly finance classes throughout the 12-24 month program.  (Maximum participant contribution: $75 per month)

Qualifications for Asset Builders Applicants:

  • Must be over the age of 18
  • Member of a Federally Recognized Native American Indian Tribe
  • (Preference will be given to Citizen Potawatomi members)
  • Must reside in Pottawatomie County or its five contiguous counties
  • Must be need based: low-to-moderate income individuals targeted
  • Be willing to commit to a 12 – 24 month goal specific training and savings program

(Applications accepted annually.)

Please contact us to find out when the next program starts!

 

Commercial Loan Program

The CPCDC differentiates itself in four distinct ways that that of its conventional banking counterparts.  It utilizes a more lenient credit analysis, in many cases requires less upfront capital from business owners and can allow a longer amortization period creating more flexible repayment terms.  Most importantly, the CPCDC helps provide the technical assistance necessary to develop the skills needed to keep a business soluble and profitable.

The CPCDC provides funding for the following business purposes:

  • Commercial real estate acquisition
  • Commercial real estate refurbishment
  • Equipment
  • Inventory
  • Supplies
  • Working capital

The CPCDC prides itself in nurturing business of all sizes with loans in its portfolio as small as $5,000.  On the other end of the spectrum, the CPCDC can independently offer loan funding up to $300,000.  Credit requests in excess of $300,000 may be facilitated by the CPCDC, but will require participation from other financial entities.

 

National American Indian/Alaskan Native Business Opportunity & Workforce Development Center

In partnership with the Federal Highway Administration, the CPCDC strives to improve opportunities for Native Americans to operate their own businesses and improve their skills and training specifically in the highway construction.

The CPCDC helps tribal and individuals obtain the following:

  • Disadvantaged business certification – 8(a) Certified
  • Bonding
  • Financing
  • Bid assistance with government contracts
  • Training businesses in federal & state procurement
  • Alerting businesses to federal & state procurement opportunities

 

Citizen Potawatomi Nation HITS Loans for Storm Shelter Construction

Do you need a storm shelter? This program can provide up to a $4,200 loan to build a storm shelter.

Requirements:

  • Oklahoma resident
  • Homeowner
  • Member of a federally rec tribe or full-time CPN employee with 2 consecutive years of CPN service
  • Need to improve their credit score

Download the application here.

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