
Consumer/Employee Loan FAQ
Consumer - Employee Loans
Payday loan companies make loans to individuals in financial distress and charge APR's ranging from 250%-1,000%. Employees of the Citizen Potawatomi Nation have an alternative - loans from $500-$2,000 may be obtained from the CPCDC which not only provides a loan to satisfy immediate financial needs, but also offers a long-term solution to financial hardship in the form of education; guidance and instruction in the areas of budgeting and managing credit obligations.
Jumpstart Auto Program
Employees of CPN that have been employed with CPN for at least 3 years have access to our auto loan program as a benefit to the employee to break through the obstacle of getting to work from a lack of reliable transportation.
HITS - Tornado Shelter Loans
Do you need a storm shelter? Employees that have been employed with CPN for at least 2 years, or any Tribal Members of any federally recognized tribe is eligible for this loan. This program can provide up to a $4,200 loan to build a storm shelter.
Credit Builder Loans
In today's economy a credit score is a valuable financial asset. The Credit Builder Loan Program was designed for those who are first time borrowers or those with past credit problems. This program offers Native Americans enrolled in a federal recognized tribe an active line of good credit, dramatically increasing their credit score and establishing or reestablishing good credit.