How to Improve Personal Credit to Secure Business Funding

The Cornerstones of Funding – a 3-Part Series

This is a 3-part series dedicated to educating business owners on the 3 most important aspects lending institutions evaluate to make decisions on whether to deny or approve your application. For successful business funding it is imperative all business owners focus on developing-Personal Credit Worthiness; Proper Business Structure; and Building Business Credit.

Session 1: How to Improve Personal Credit to Secure Business Funding

In 2025, improving your personal credit is a critical step in securing business funding. Lenders view your creditworthiness as a reflection of financial responsibility. As the Founder & CEO of EXPANDEMONIUM, almost half the clients I work with have some type of personal credit issue that warrants an application denial according to current lending standards. With that said, start by (1) reviewing your credit report for errors and disputing any inaccuracies that may be lowering your score. Consistently making (2) on-time payments is essential, as payment history accounts for a significant portion of your credit score. (3) Lower your credit utilization by paying down existing debt and keeping balances below 20% (preferably 10%) of your credit limits. Avoid (4) unnecessary credit inquiries and new accounts that could temporarily drop your score. Additionally, maintain a (5) diverse credit mix, such as: credit cards, installment loans, and retail accounts—to demonstrate financial stability. By taking these proactive measures, you can boost your credit profile, increase your chances of loan approval, and secure better financing options to grow your business successfully.

MORE IMPORTANTLY, through the power of AI it is easier than ever to accomplish a 700+ credit score in no time due to advanced disputing capabilities. This webinar will be power-packed with insight on exactly how the process of improving personal credit works. Best of All…you can Do-It-Yourself (DIY)!!! The days of paying a credit repair company hundreds or thousands of dollars to accomplish the same results you can achieve on your own are OVER!!!

There is no time like NOW to make the changes you’ve always wanted to see on your personal credit score and report. If you truly want to unlock funding products and opportunities that most entrepreneurs dream of doing don’t miss this webinar!